Financial instruments are promises between two or more parties with differing resource needs which are tailored to allow both parties to be prudent risk takers when the future is unknown. As argued above...
Intermediaries are institutions that “remanufacture” lenders’ resources into a form that is useful to borrowers. A simple example is when a bank intermediates between several depositors and one business loan borrower. Intermediaries include...
God enabled humans to represent material value in media that are durable, storable and transportable. In his original creation design God made some physical elements, such as gold, to be attractive, small, and...
These eight aspects of creation—especially of the creation of human beings—form the foundation of finance. Finance bridges the gaps that would otherwise...
Faith & Co.: Banking on Hope How does the gospel change a bank’s view of people and how they should be treated, especially those of modest means? Inspired by faith that sees the...
God created risk, in that we do not know what the future holds (Ecclesiastes 8:7). But God created us with an ability...
Humanity does not know everything, and individually each of us knows only a tiny fraction of what can be known. God created each of us with our own unique mind which takes in...
God is a God of promises and covenants. The biblical narrative is a story of God’s promises kept. Humans are created in his image, and thus we have biblical accounts of humans making...
People were created to act on others’ behalf, to be stewards or agents. Prime examples are that God mandates us to steward his creation and steward his grace (1 Peter 4:10). We also...